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Ethics and Insurance

I help insurers achieve greater certainty on ethical issues, both present and emerging. I have a reputation for foresight, pragmatism and independent thinking, particularly around data ethics. You can keep in touch with my analysis through my free weekly ‘Ethics and Insurance’ newsletter. Join below
Ethics and Insurance
What I do

Insight

I help insurers understand developments in insurance from an ethical perspective and the options open to them. My analysis delivers an extra level of understanding from an independent perspective
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Critical Friend

Insurers face some ethical challenges at the moment – I’ve been tracking them for several years. My role as a critical friend helps them to reality check their thinking and turn a situation into a plan.
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Horizon Scanning

I’ve been an influential figure in analysing the implications of digital insurance for several years now. Through workshops and research, my ethics radar highlights the problems and opportunities to look out for.
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Latest posts
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Checking Ethical Culture – Ethical Fading public
Ethical Culture • 3 min read

Checking Ethical Culture – Ethical Fading

Hindsight is a complex thing when it comes to ethics. You may look back at something you’ve done and ask yourself: “what did I think I was doing?” Others may simply never see the ethical question hanging over what they were doing. In this toolkit, we explore what is called ethical fading.…
Duncan Minty
Duncan Minty •
Data Ethics • 3 min read

Algorithm Destruction – the Implications for Insurers

A regulatory trend is emerging that could have profound implications for insurers. We’ve seen regulators issue fines for obtaining and using data in ways that fall outside of the rules. Now something much, much more ominous is starting to be used by regulators. It’s called algorithm destruction.…
Duncan Minty
Duncan Minty •
How Loyalty can be a Force for Good public
• 2 min read

How Loyalty can be a Force for Good

During times of change, it is common for loyalty to be emphasised. Shop with us rather than them. Follow my orders rather than theirs, and so on. Loyalty is a powerful force to call upon, but it can cut both ways. Here’s how to frame it as a force for good.…
Duncan Minty
Duncan Minty •
Assessing Ethical Risk - Issue Maturity public
Ethical Risks • 6 min read

Assessing Ethical Risk - Issue Maturity

A thorough assessment of ethical risk will throw up all sorts of things, some of them familiar, some of them new. After identifying your priorities, you then need to address expectations and resources. This toolkit on issue maturity helps you with that.…
Duncan Minty
Duncan Minty •
Review: the Wisdom of Crowds public
Ethical Decisions and Dilemmas • 2 min read

Review: the Wisdom of Crowds

How decisions are made is at the heart of ethical culture. Find ways to improve the fairness, honesty and respect of those decisions and your firm’s ethical culture will be all the better for it. James Surowiecki’s book about the Wisdom of Crowds has some good ideas about how to do so.…
Duncan Minty
Duncan Minty •
Explore topics
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Data Ethics

Data Ethics

218+
Underwriting

Underwriting

166+
Accountability

Accountability

112+
Regulation

Regulation

95+
Fairness

Fairness

88+
Personalisation

Personalisation

75+
Discrimination

Discrimination

67+
Claims

Claims

51+
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