Regulation

52 posts
Regulation
Whistleblowing - the Tip of a Data Iceberg public
News 4 min read

Whistleblowing - the Tip of a Data Iceberg

The UK regulator is now publishing data about the allegations being reported to its whistleblowing team. So what does it tell us (and not tell us) about the state of whistleblowing in UK financial services? And what trends should you be looking out for? I explore the numbers here.…
Duncan Minty
Duncan Minty
Asking the Wrong Question - EIOPA and High Risk AI public
News 5 min read

Asking the Wrong Question - EIOPA and High Risk AI

A tussle is emerging around whether the artificial intelligence systems used by insurers should be classified as high risk or not. It’s an EU thing, but of clear relevance to non-EU insurers too. The implications of a high risk designation are huge, so insurers need to track these developments.…
Duncan Minty
Duncan Minty
An Important Development on Financial Inclusion public
News 3 min read

An Important Development on Financial Inclusion

The need for insurers to take a more formalised approach to financial inclusion has moved a step closer. If the regulator is to ‘have a regard’ for financial inclusion, with data and reports, then it will expect insurers to do the same. It’s a stone that will gather moss.…
Duncan Minty
Duncan Minty
Unconvincing Language from the FCA on Financial Inclusion public
News 3 min read

Unconvincing Language from the FCA on Financial Inclusion

A recent speech on financial inclusion by a FCA executive outlined the myriad of ways in which the regulator is looking at financial inclusion. Yet while broad in scope, it is short in detail, and in particular, the important detail. So what can insurers take from this?…
Duncan Minty
Duncan Minty
News 2 min read

Is the FCA a Price Regulator?

Is price in UK insurance markets regulated? There’s a game of words going on at the moment. The regulator told the sector last week that it’s not a price regulator. How should the sector react to that? Will they be convinced?…
Duncan Minty
Duncan Minty
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