Duncan Minty

Duncan Minty

Duncan has been researching and writing about ethics in insurance for over 20 years. As a Chartered Insurance Practitioner, he combines market knowledge with a strong and independent radar on ethics.
395 posts
Duncan Minty
Is Adverse Selection being Replaced by Inverse Selection? public
Analysis 4 min read

Is Adverse Selection being Replaced by Inverse Selection?

Insurers have long been concerned about adverse selection. They see today’s data and analytics as helping them reduce their exposure to it. Yet that explosion of data and analytics could not just reduce adverse selection, but flip it over, creating what is being called inverse selection.…
Duncan Minty
Duncan Minty
Checking Ethical Culture – Dealing with Rationalisations public
Toolkits 5 min read

Checking Ethical Culture – Dealing with Rationalisations

We sometimes hear colleagues making excuses for the decision they want to take. They try to dismiss the ethical side of the decision, preferring instead to emphasise how everyone else is doing it, or that no one will be worse off. These are called rationalisations and they need to be challenged.…
Duncan Minty
Duncan Minty
Is Open Data Compatible with Insurance? public
Analysis 4 min read

Is Open Data Compatible with Insurance?

There’s a lot of upbeat talk about how open data could revolutionise insurance. The seamless exchange of data and cover seems so simple. Yet dig around a bit and contradictions emerge. Are the principles of open data and insurance underwriting sufficiently in sync? It’s an open question.…
Duncan Minty
Duncan Minty
Great! You’ve successfully signed up.
Welcome back! You've successfully signed in.
You've successfully subscribed to Ethics and Insurance.
Your link has expired.
Success! Check your email for magic link to sign-in.
Success! Your billing info has been updated.
Your billing was not updated.