Fairness

The most complex and influential ethical issue in today's insurance. Insurers need to be clear in their thinking on fairness, for it's going to be receiving a lot of attention over the next few years.
50 posts
Fairness
A Warning Shot on Data Ethics from California public
News 3 min read

A Warning Shot on Data Ethics from California

A warning shot has been fired across the bows of US insurers by the Californian Insurance Commissioner. Its recent investigations into “..potential bias and alleged unfair discrimination in many lines of insurance…” seem to have unearthed problems.…
Duncan Minty
Duncan Minty
Financial Inclusion – a small but significant step public
News 3 min read

Financial Inclusion – a small but significant step

The influential Treasury Committee has recommended that the UK insurance regulator be put under a ‘have regard’ obligation for financial inclusion when it makes rules. It would be a small yet significant step towards addressing financial inclusion, were the Treasury to accept the recommendation.…
Duncan Minty
Duncan Minty
Insurance as a Common Good public
Comment 3 min read

Insurance as a Common Good

Could insurance be considered as a form of common good? And if so, how might that have come about? And more importantly, how might it influence the way in which insurance markets are allowed to digitally transform?…
Duncan Minty
Duncan Minty
Ethics, Claims and the Cost of Living Crisis public
Claims 7 min read

Ethics, Claims and the Cost of Living Crisis

The cost of living crisis will have impacts across insurance. At the forefront will be claims, with increased settlements and concerns around fraud. Many insurers will turn to the digital tools widely used now in claims decisions. Yet in doing so, what ethical risks might they stir up?…
Duncan Minty
Duncan Minty
Unconvincing Language from the FCA on Financial Inclusion public
News 3 min read

Unconvincing Language from the FCA on Financial Inclusion

A recent speech on financial inclusion by a FCA executive outlined the myriad of ways in which the regulator is looking at financial inclusion. Yet while broad in scope, it is short in detail, and in particular, the important detail. So what can insurers take from this?…
Duncan Minty
Duncan Minty
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