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Personalisation

The biggest trend in insurance raises some of the most fundamental ethical questions. You can read about these here.
69 posts
Personalisation
Research finds Challenges Ahead for Digital Insurance public
Personalisation • 2 min read

Research finds Challenges Ahead for Digital Insurance

An independent think tank has found that people face significant hurdles to engaging with the biggest trend in financial services. As that trend is central to the digital future of insurance, their research gives insurers much to take on board when weighing up products, pricing and distribution.…
Duncan Minty
Duncan Minty •
Underwriting • 3 min read

FCA questioned on Financial Inclusion

The UK regulator shared its thinking on financial inclusion with Parliament’s Treasury Committee recently. It was clear that they recognised the issue, but also that they didn’t understand, in terms of insurance, what was behind it.…
Duncan Minty
Duncan Minty •
Personalisation • 2 min read

Life and Motor Underwriting Start to Converge

Policyholders of US insurer John Hancock who have an Allstate Drivewise policy can now earn Vitality points on their life insurance for safe driving. It works in a rather analogue way at the moment, but it confirms a trend towards how you drive influencing the price and scope of your life cover.…
Duncan Minty
Duncan Minty •
Review - The Tyranny of Merit public
Fairness • 3 min read

Review - The Tyranny of Merit

The fairness of merit is at the heart of the digital revolution happening in insurance at the moment. While not about insurance, this book delivers some important insights into key questions about the future of insurance and its relations with society.…
Duncan Minty
Duncan Minty •
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