Personalisation - Ethics and Insurance (Page 2)

Underwriting • 4 min read

Challenges Emerge for Insurance and Wellness Products

‘Moving beyond insurance’ is a popular digital trend across many markets. Why just deal with losses when you can prevent claims, goes the narrative. Yet one regulatory move means insurers will soon have to design and sell their cover / wellness combination with great care.…

Duncan Minty • 21 Oct 2022

Accountability • 10 min read

The Ethical Challenges facing Behavioural Economics in Insurance

The influence of behavioural economics in insurance is growing. Many insurers now use nudges when engaging with consumers. So the ethics of behavioural economics is important. A Swiss Re report explores that ethics angle. There’s lots of good stuff in it, but with some challenges needing attention.…

Duncan Minty • 24 Mar 2022

Personalisation • 6 min read

Thoughts on the Future of Insurance

The future of insurance was the topic of a two day workshop I attended at the University of Bologna last…

Duncan Minty • 24 Nov 2021

Personalisation • 8 min read

Why personalisation will erode the competitiveness of premiums

A recurrent narrative associated with the personalisation trend in insurance is that it will enhance the competitiveness of premiums for…

Duncan Minty • 07 Sep 2021

Personalisation • 5 min read

What does Hyper-Personalisation mean for the Future of Insurance?

Since 2013, I’ve been urging the insurance sector to think more critically about its enthusiasm for personalisation. Those questions…

Duncan Minty • 29 Jun 2021

Fairness • 4 min read

Why Equality of Fairness will shape the Future of Insurance

The UK insurance sector is grappling with the repercussions of a ban on their main model for pricing retail products.…

Duncan Minty • 03 Mar 2021

Personalisation • 4 min read

The radical ways in which time is changing insurance

One of the most significant changes happening in insurance at the moment is around the perspective of time. Insurers are…

Duncan Minty • 15 Jul 2020

Claims • 3 min read

Has genetic testing in insurance claims begun?

You would think that the use of genetic testing in insurance is pretty well sorted, wouldn’t you? After all,…

Duncan Minty • 02 Oct 2019

Data Ethics • 3 min read

The Fundamental Challenges that Insurance faces from Data Analytics

In October 2012, in a speech to the Financial Services Forum, I offering this prediction: “I believe that over the…

Duncan Minty • 15 Jul 2019