Fairness • 1 min read Seven points that determine the fairness of flood insurance The current debate about the future of flood insurance brings together seven points that nicely crystallise around what is widely…
Fairness • 3 min read Flood, fairness and risk assessment – pt3 In the third of this series of posts about ethical issues associated with the future provision of flood insurance in…
Fairness • 2 min read Flood, affordability and fairness – pt2 In this second of a short series of posts [https://www.ethicsandinsurance.info/2012/09/20/deliver-promise-affordability-flood/] about ethical issues…
Autonomy • 1 min read Social media and insurance – the rise of Anecdotal Underwriting? Insurers are becoming excited about the underwriting insights that could be found in the social media accounts of their policyholders.…
Autonomy • 2 min read Can you ever get enough risk data from Telematics? Risks are tricky things to get to grips with. How you identify them, analyse them and then draw conclusions from…
Privacy • 2 min read To thrive, telematics has to address consent The debate around telematics continues to recognise that privacy of data is an issue, but still stops short of addressing…
Data Ethics • 2 min read Telematics – pt3 – fairness Telematics not only offers insurers some exciting new horizons, but others as well. Consider the policing of speed limits. Why…
Data Ethics • 2 min read Telematics – pt2 – the ethical upside In this second of three posts about the ethical dimensions of telematics, I’m going to sketch out an ethically…
Data Ethics • 1 min read Telematics – pt1 – data This is the first of three short posts touching on a particular ethical dimension to how the insurance market’s…