Conflicts of Interest • 3 min read Conflicts of Interest – the vital step from recognising to reporting We know that conflicts of interest are a feature of most insurance markets. Removing them would risk at best stalling…
Data Ethics • 3 min read Will there soon be compulsory ethics training for insurance algorithms? As more and more decisions about our premiums and claims come to be influenced by all sorts of clever algorithms,…
Ethical Culture • 6 min read Why Honesty and Purpose will change the Conduct Agenda As data and analytics start to transform the insurance market, we’re seeing some of the long established arrangements and…
Ethical Culture • 4 min read Are firms looking in the wrong place for unethical behaviours? Many insurance firms have organised themselves to be on the lookout for the big unethical scandals that might ruin their…
Claims • 5 min read Why the FCA should not use claims complaints as a value measure Complaints are important. Not just for resolving an individual problem, but for tracking the health of the policyholder / insurer relationship.…
Regulation • 3 min read Harsh lessons that UK insurers will learn from the pricing review We’re starting to see the regulator’s response to the pricing super complaint take shape. And it’s pretty…
Claims • 6 min read Why predictive analytics in claims is so dangerous for insurers Claims settlements are an insurer’s biggest expense. So it would seem natural for firms to understand as much about…
Personalisation • 5 min read Actuarialism and its influence on trust in modern insurance You will have probably heard of the phrase ‘you can have too much of a good thing’. And while many…
public Data Ethics • 5 min read Why supervisory technology will revolutionise insurance The future of insurance is digital. Data and analytics are transforming how insurers work. Traditional practices are being questioned. It’…