Ethics and Underwriting – Part2 – the huge implications of pricing, pooling and differentiation
With so much variety of risk and variety of policyholder, the way in which
underwriters approach their setting of premiums…
Duncan Minty
Duncan has been researching and writing about ethics in insurance for over 20 years. As a Chartered Insurance Practitioner, he combines market knowledge with a strong and independent radar on ethics.
499 posts
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Ethics and Underwriting – Pt1 – how the policy is designed really matters.
The ethical issues that matter most to insurance underwriting don’t just emerge
when the policy is rated and distributed.…
Ethics and Underwriting – five themes every insurer needs to consider
Over the last couple of years, I’ve looked at the ethical dimension to a variety
of underwriting practices. These…
Why underwriters need to use predictive analytics with care
Insurers have always used claims data to understand the future likelihood of
this or that type of policyholder making this…
One vital rule for insurers to remember about predictive analytics
A software firm estimates that one in ten insurance claims are fraudulent and that its models can point insurers towards…
Ethics and Claims – 5 big issues Insurers should Focus on
The way in which claims are handled says a lot about the values that the insurer
involved works to. References…
The new uncertainties that anonymised data will introduce
In this second post about the ethical issues raised by how insurers are handling anonymised data, we’ll start by…
The ethical minefield that is anonymised data
The insurance market is being increasingly drawn to the benefits of ‘big data’. Yet one of the principal ways in…
Ethics and insurance claims – part 5 – the pivotal role of ethical culture
This is the fifth post in a series about the ethical issues associated with
insurance claims. The focus today is…