Ethical Culture • 2 min read Ethical Awareness for Underwriters: pt3 – over optimism Despite selling a product that’s based upon risk and losses, insurance people are actually quite an optimistic bunch. And…
Ethical Culture • 2 min read Ethical awareness for underwriters: Pt2 – the self serving bias The scope of what underwriters need to have on their radars is getting ever wider. The expanding horizon of rating…
Ethical Culture • 2 min read Ethical awareness for underwriters pt1: the tangible / abstract divide Insurers are being urged to improve how they represent ‘the voice of the customer’ in the design and roll out…
Accountability • 2 min read Analytics is the new frontier for insurance – exciting but dangerous When investment returns look uncertain and market conditions are challenging, executives often listen that bit more keenly to new ideas…
Claims • 2 min read Weighing up the fairness of your claims service – pt2 In last Friday’s post [https://www.ethicsandinsurance.info/2016/07/08/fairness-claims-1/], I outlined four dimensions of fairness that…
Claims • 2 min read How to weigh up the fairness of your claims service – pt1 Fairness is a complex thing. Insurance people often have a tendency to latch on to one way of looking at…
Underwriting • 2 min read Are we seeing the start of a ‘retreat from insurance’? It’s becoming fashionable amongst insurers to talk of turning themselves into providers of lifestyle services to customers. It’s…
Ethical Risks • 2 min read Essential reading for everyone in insurance marketing The role that marketing now plays in insurance firms is changing. It is no longer just about how products are…
Ethical Risks • 2 min read Six steps towards a more robust ethical risk assessment It’s approaching halfway through the year and, let’s assume, you’re on notice to give a presentation to…