Data Ethics • 4 min read The atomisation of insurance The insurance sector is on the cusp of fundamental change. And at the heart of that change is the sector’…
Data Ethics • 3 min read Insurance marketing and the dangers of manufactured vulnerability Marketing is adopting the tools of big data and some of the practices that are emerging would, if used by…
Fairness • 3 min read Insurance, Fairness and the work of Marie Curie There’s a view becoming established in the UK insurance market that it’s only fair that premiums should become…
Data Ethics • 3 min read Social Sorting: could it be the stuff of nightmares for insurance firms? Privacy is an ethical issue that the UK insurance sector often thinks about, usually in terms of it being something…
Data Ethics • 2 min read Price optimisation – approach with care! Questions have already been raised about the ethics of dual pricing [https://www.ethicsandinsurance.info/2013/03/12/ethical-issues-dual-pricing/]. This…
Fairness • 5 min read Do personalised premiums mean the end of risk pooling? “With insurance no longer a matter of risk pooling, policyholders pay a fairer premium”. So said a director of a…