The Ethical Challenges facing Open Insurance
Open Insurance is being positioned as the next significant step forward for the insurance sector. It will energise the market,…
Data Ethics
With insurance becoming increasingly digital, data ethics has become the key lens through which issues and challenges are emerging. What makes it particularly important is how it is influencing insurance at both the policy and the market levels.
64 posts
Is settlement walking now part of UK insurance?
We know that for UK insurers, price walking is on its way out. Yet it’s a story that’s…
The Ethical Risks from Data Enrichment
Data enrichment is a big thing in insurance at the moment. The market likes the idea of bringing together data…
Insurers must prepare for big changes around genetic testing
We will soon see some significant changes to the way in which the use of genetic
information by UK insurers…
Are loss prevention initiatives just trojan horses for data harvesting ?
A buzz phrase gaining momentum in the insurance market at the moment is ‘ecospheres of prevention’. It’s about using…
Behavioural fairness is a serious risk to the future of insurance
An influential narrative has emerged within insurance in recent years, centred upon the notion of behavioural fairness. It is a…
The ethical storm clouds hanging over insurance claims practices
The biggest ethical exposure facing insurers over the next 24 months will come
from claims practices. They are presenting a…
Has genetic testing in insurance claims begun?
You would think that the use of genetic testing in insurance is pretty well
sorted, wouldn’t you? After all,…
The Fundamental Challenges that Insurance faces from Data Analytics
In October 2012, in a speech to the Financial Services Forum, I offering this prediction:
“I believe that over the…