Thoughts on the Future of Insurance
The future of insurance was the topic of a two day workshop I attended at the University of Bologna last…
Duncan Minty
Duncan has been researching and writing about ethics in insurance for over 20 years. As a Chartered Insurance Practitioner, he combines market knowledge with a strong and independent radar on ethics.
110 posts
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Why the Fairness of Crowds is so important for insurance
There is one perspective on fairness that dominates the minds of insurers. It is the fairness of merit, which involves…
Why personalisation will erode the competitiveness of premiums
A recurrent narrative associated with the personalisation trend in insurance is that it will enhance the competitiveness of premiums for…
What does Hyper-Personalisation mean for the Future of Insurance?
Since 2013, I’ve been urging the insurance sector to think more critically about
its enthusiasm for personalisation. Those questions…
Are some insurers going too far with data about convictions?
Counter fraud has been blossoming in recent years. Once focussed on catching
fraudulent claimants, the scope is now much wider,…
The Ethical Challenges facing Open Insurance
Open Insurance is being positioned as the next significant step forward for the insurance sector. It will energise the market,…
Is settlement walking now part of UK insurance?
We know that for UK insurers, price walking is on its way out. Yet it’s a story that’s…
Why Equality of Fairness will shape the Future of Insurance
The UK insurance sector is grappling with the repercussions of a ban on their main model for pricing retail products.…
The Ethical Risks from Data Enrichment
Data enrichment is a big thing in insurance at the moment. The market likes the idea of bringing together data…